Hillside homes on the bluffs
The bluffs that give the city its name are loess: deep, wind-blown silt. NRCS describes soils like Monona as very deep, well-drained loess soils on loess hills and side slopes.1,2
Why hillside foundations move
Loess drains well but erodes easily when water runs across it, and fill on graded hillside lots can settle. Common trouble spots include downspouts that empty onto a slope, retaining walls that are failing, and the downhill corner of a house settling.
What helps
- Pipe downspouts to a stable outlet so they don't empty onto bare slopes
- Keep vegetation on slopes, and fix erosion early
- Have a pro check retaining walls, since a failing wall can undermine the house
- If a corner is settling, ask about piers, and get an engineer's opinion first
Sources
- USDA NRCS – Official Series Description, Monona series
- USDA NRCS – Highway Guide to Iowa Soil Associations
Sources checked October 2026. Local conditions vary lot by lot; this page is general information, not an engineering assessment.