*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:#1d2a33;background:#fff}
.wrap{max-width:960px;margin:0 auto;padding:0 18px}a{color:#0b5e8a}
.topbar{background:#0f3b52;color:#e6f1f7;font-size:13px;text-align:center;padding:6px 12px}
header{border-bottom:1px solid #e3e8ec;background:#f7fafc}.hd{display:flex;justify-content:space-between;align-items:center;padding-top:12px;padding-bottom:8px}
.brand{font-weight:800;font-size:20px;text-decoration:none;color:#0f3b52}.brand span{color:#1c7fb3}
nav{display:flex;flex-wrap:wrap;gap:4px 14px;padding-bottom:10px;font-size:15px}nav a{text-decoration:none}nav a[aria-current]{font-weight:700;text-decoration:underline}
h1{font-size:clamp(28px,5vw,40px);line-height:1.2;color:#0f3b52;margin:28px 0 10px}h2{color:#0f3b52;margin-top:34px}
.lead-p{font-size:19px}.btn{display:inline-block;background:#1c7fb3;color:#fff;padding:12px 20px;border-radius:8px;text-decoration:none;font-weight:700;border:0;font-size:17px;cursor:pointer;margin:4px 6px 4px 0}
.btn.ghost{background:#fff;color:#1c7fb3;border:2px solid #1c7fb3}.btn.sm{padding:8px 14px;font-size:15px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px}.card{border:1px solid #e3e8ec;border-radius:10px;padding:4px 18px;background:#fbfdfe}
table{width:100%;border-collapse:collapse;font-size:15px;margin:12px 0}th,td{border-bottom:1px solid #e3e8ec;padding:9px 8px;text-align:left;vertical-align:top}th{background:#f0f5f8}
.cta{margin:40px 0;padding:20px 22px;border-radius:12px;background:#eef6fb;border:1px solid #cfe3ef}
.disc{font-size:14px;color:#41525e}.disc.strong{background:#fff7e0;border:1px solid #f0d98c;padding:10px;border-radius:8px;color:#4a3b00}
.sources{margin-top:30px;font-size:14px;border-top:1px solid #e3e8ec}.sources ol{padding-left:22px}.small{font-size:13px;color:#5b6b76}
footer{margin-top:50px;background:#0f3b52;color:#d8e7ef;padding:20px 0;font-size:14px}footer a{color:#fff}footer .disc{color:#d8e7ef}
form.lead{max-width:560px;display:grid;gap:12px;margin-top:16px}form.lead label{display:grid;gap:4px;font-weight:600;font-size:15px}
input,select,textarea{font:inherit;padding:10px;border:1px solid #b7c4cc;border-radius:6px;width:100%}
.consent{display:flex!important;gap:10px;align-items:flex-start;font-weight:400!important;font-size:13px!important;background:#f7fafc;padding:10px;border-radius:6px}.consent input{width:auto;margin-top:4px}
.hp{position:absolute;left:-9999px}details{border-bottom:1px solid #e3e8ec;padding:10px 0}summary{font-weight:700;cursor:pointer}sup{font-size:11px}